Call reports 2012
DART BANK, THE — 2012
What DART BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 275,123,000 | 266,076,000 | 266,903,000 | 278,269,000 |
| Total loans | 159,272,000 | 155,016,000 | 151,742,000 | 148,688,000 |
| Allowance for loan losses | 5,908,000 | 5,034,000 | 5,016,000 | 4,630,000 |
| Securities available for sale | 75,074,000 | 79,618,000 | 77,965,000 | 84,980,000 |
| Securities held to maturity | 791,000 | 735,000 | 714,000 | 683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,503,000 | 212,662,000 | 213,372,000 | 223,306,000 |
| Interest-bearing deposits | 177,847,000 | 167,017,000 | 162,612,000 | 168,363,000 |
| Noninterest-bearing deposits | 44,656,000 | 45,645,000 | 50,760,000 | 54,943,000 |
| Equity capital | 27,795,000 | 28,541,000 | 28,792,000 | 29,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,053,000 | 6,050,000 | 8,899,000 | 11,658,000 |
| Interest expense | 667,000 | 1,288,000 | 1,859,000 | 2,369,000 |
| Net interest income | 2,386,000 | 4,762,000 | 7,040,000 | 9,289,000 |
| Noninterest income | 433,000 | 871,000 | 1,285,000 | 1,517,000 |
| Noninterest expense | 2,034,000 | 3,906,000 | 5,949,000 | 8,016,000 |
| Provision for loan losses | 53,000 | 612,000 | 1,021,000 | 1,116,000 |
| Pretax income | 765,000 | 1,175,000 | 1,578,000 | 1,897,000 |
| Income tax | 157,000 | 190,000 | 214,000 | 195,000 |
| Net income | 608,000 | 985,000 | 1,364,000 | 1,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,137,000 | 26,500,000 | 26,726,000 | 27,059,000 |
| Total capital | 28,259,000 | 28,592,000 | 28,785,000 | 29,141,000 |
| Risk-weighted assets | 165,938,000 | 164,415,000 | 161,794,000 | 164,011,000 |