Call reports 2011
DART BANK, THE — 2011
What DART BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 265,310,000 | 269,882,000 | 275,644,000 | 272,376,000 |
| Total loans | 166,522,000 | 165,628,000 | 167,341,000 | 163,578,000 |
| Allowance for loan losses | 6,564,000 | 6,177,000 | 6,144,000 | 6,100,000 |
| Securities available for sale | 66,564,000 | 68,419,000 | 77,432,000 | 74,763,000 |
| Securities held to maturity | 890,000 | 835,000 | 826,000 | 793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,157,000 | 219,737,000 | 222,411,000 | 219,833,000 |
| Interest-bearing deposits | 177,935,000 | 175,857,000 | 177,879,000 | 173,503,000 |
| Noninterest-bearing deposits | 41,222,000 | 43,880,000 | 44,532,000 | 46,330,000 |
| Equity capital | 24,135,000 | 25,841,000 | 27,010,000 | 27,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,202,000 | 6,479,000 | 9,760,000 | 12,927,000 |
| Interest expense | 793,000 | 1,546,000 | 2,306,000 | 3,006,000 |
| Net interest income | 2,409,000 | 4,933,000 | 7,454,000 | 9,921,000 |
| Noninterest income | 415,000 | 713,000 | 1,063,000 | 1,568,000 |
| Noninterest expense | 1,970,000 | 3,994,000 | 5,988,000 | 7,697,000 |
| Provision for loan losses | 429,000 | 179,000 | 455,000 | 1,019,000 |
| Pretax income | 425,000 | 1,473,000 | 2,074,000 | 2,773,000 |
| Income tax | 45,000 | 258,000 | 393,000 | 477,000 |
| Net income | 380,000 | 1,215,000 | 1,681,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,233,000 | 24,602,000 | 25,071,000 | 25,678,000 |
| Total capital | 25,402,000 | 26,775,000 | 27,291,000 | 27,859,000 |
| Risk-weighted assets | 169,024,000 | 169,796,000 | 173,658,000 | 170,554,000 |