Call reports 2007
DART BANK, THE — 2007
What DART BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 238,534,000 | 235,406,000 | 238,979,000 | 239,904,000 |
| Total loans | 152,388,000 | 162,916,000 | 169,176,000 | 173,405,000 |
| Allowance for loan losses | 1,645,000 | 1,715,000 | 1,798,000 | 1,800,000 |
| Securities available for sale | 53,466,000 | 52,121,000 | 50,415,000 | 44,241,000 |
| Securities held to maturity | 3,258,000 | 2,942,000 | 2,889,000 | 2,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,494,000 | 202,340,000 | 203,138,000 | 204,182,000 |
| Interest-bearing deposits | 184,368,000 | 174,239,000 | 172,081,000 | 175,158,000 |
| Noninterest-bearing deposits | 29,126,000 | 28,101,000 | 31,057,000 | 29,024,000 |
| Equity capital | 22,532,000 | 22,432,000 | 22,702,000 | 23,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,496,000 | 7,113,000 | 10,835,000 | 14,572,000 |
| Interest expense | 1,715,000 | 3,474,000 | 5,298,000 | 7,134,000 |
| Net interest income | 1,781,000 | 3,639,000 | 5,537,000 | 7,438,000 |
| Noninterest income | 300,000 | 617,000 | 914,000 | 1,240,000 |
| Noninterest expense | 1,587,000 | 3,170,000 | 4,733,000 | 6,413,000 |
| Provision for loan losses | 51,000 | 143,000 | 279,000 | 596,000 |
| Pretax income | 443,000 | 943,000 | 1,439,000 | 1,677,000 |
| Income tax | 98,000 | 216,000 | 332,000 | 356,000 |
| Net income | 345,000 | 727,000 | 1,107,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,658,000 | 23,049,000 | 22,836,000 | 23,052,000 |
| Total capital | 24,303,000 | 24,764,000 | 24,634,000 | 24,852,000 |
| Risk-weighted assets | 150,420,000 | 156,943,000 | 161,113,000 | 167,366,000 |