Call reports 2005
DART BANK, THE — 2005
What DART BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 219,127,000 | 218,717,000 | 224,154,000 | 217,244,000 |
| Total loans | 138,842,000 | 139,810,000 | 138,845,000 | 137,475,000 |
| Allowance for loan losses | 1,468,000 | 2,097,000 | 2,083,000 | 1,985,000 |
| Securities available for sale | 52,156,000 | 50,263,000 | 52,622,000 | 53,118,000 |
| Securities held to maturity | 5,484,000 | 4,756,000 | 4,370,000 | 3,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,502,000 | 193,248,000 | 198,911,000 | 191,682,000 |
| Interest-bearing deposits | 166,858,000 | 165,168,000 | 166,697,000 | 162,867,000 |
| Noninterest-bearing deposits | 27,644,000 | 28,080,000 | 32,214,000 | 28,815,000 |
| Equity capital | 21,394,000 | 22,073,000 | 21,717,000 | 21,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,902,000 | 5,924,000 | 9,002,000 | 12,161,000 |
| Interest expense | 1,064,000 | 2,210,000 | 3,434,000 | 4,692,000 |
| Net interest income | 1,838,000 | 3,714,000 | 5,568,000 | 7,469,000 |
| Noninterest income | 208,000 | 548,000 | 785,000 | 1,048,000 |
| Noninterest expense | 1,430,000 | 2,964,000 | 4,578,000 | 6,116,000 |
| Provision for loan losses | 125,000 | 217,000 | 235,000 | 123,000 |
| Pretax income | 491,000 | 1,081,000 | 1,540,000 | 2,301,000 |
| Income tax | 115,000 | 258,000 | 367,000 | 553,000 |
| Net income | 376,000 | 823,000 | 1,173,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,084,000 | 21,538,000 | 21,414,000 | 22,009,000 |
| Total capital | 22,552,000 | 23,244,000 | 23,107,000 | 23,692,000 |
| Risk-weighted assets | 136,655,000 | 136,124,000 | 135,022,000 | 133,599,000 |