Call reports 2003
DART BANK, THE — 2003
What DART BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 219,051,000 | 221,475,000 | 228,519,000 | 218,386,000 |
| Total loans | 139,138,000 | 137,896,000 | 139,701,000 | 144,648,000 |
| Allowance for loan losses | 2,087,000 | 2,069,000 | 2,096,000 | 2,900,000 |
| Securities available for sale | 48,893,000 | 49,984,000 | 50,313,000 | 49,593,000 |
| Securities held to maturity | 17,770,000 | 16,462,000 | 16,012,000 | 14,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,196,000 | 197,304,000 | 205,239,000 | 195,096,000 |
| Interest-bearing deposits | 171,079,000 | 170,446,000 | 176,199,000 | 165,867,000 |
| Noninterest-bearing deposits | 25,117,000 | 26,858,000 | 29,040,000 | 29,229,000 |
| Equity capital | 21,118,000 | 22,190,000 | 21,574,000 | 21,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,502,000 | 9,632,000 | 12,699,000 |
| Interest expense | 1,376,000 | 2,760,000 | 4,033,000 | 5,138,000 |
| Net interest income | 1,866,000 | 3,742,000 | 5,599,000 | 7,561,000 |
| Noninterest income | 282,000 | 580,000 | 820,000 | 1,035,000 |
| Noninterest expense | 1,329,000 | 2,636,000 | 3,960,000 | 5,040,000 |
| Provision for loan losses | 54,000 | 46,000 | 69,000 | 868,000 |
| Pretax income | 765,000 | 1,640,000 | 2,390,000 | 2,792,000 |
| Income tax | 192,000 | 423,000 | 618,000 | 692,000 |
| Net income | 573,000 | 1,217,000 | 1,772,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,782,000 | 20,422,000 | 20,376,000 | 20,705,000 |
| Total capital | 21,417,000 | 22,071,000 | 22,062,000 | 22,408,000 |
| Risk-weighted assets | 130,365,000 | 131,528,000 | 134,452,000 | 135,004,000 |