Call reports 2002
DART BANK, THE — 2002
What DART BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 206,776,000 | 204,980,000 | 212,118,000 | 212,102,000 |
| Total loans | 131,382,000 | 132,980,000 | 134,191,000 | 137,315,000 |
| Allowance for loan losses | 1,971,000 | 1,995,000 | 2,012,000 | 2,060,000 |
| Securities available for sale | 33,953,000 | 37,408,000 | 41,898,000 | 42,413,000 |
| Securities held to maturity | 29,077,000 | 24,453,000 | 22,934,000 | 22,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,255,000 | 183,240,000 | 189,658,000 | 187,880,000 |
| Interest-bearing deposits | 159,360,000 | 156,928,000 | 162,361,000 | 163,450,000 |
| Noninterest-bearing deposits | 26,895,000 | 26,312,000 | 27,297,000 | 24,430,000 |
| Equity capital | 18,825,000 | 20,126,000 | 20,594,000 | 21,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,777,000 | 10,184,000 | 13,674,000 |
| Interest expense | 1,573,000 | 3,079,000 | 4,552,000 | 5,970,000 |
| Net interest income | 1,812,000 | 3,698,000 | 5,632,000 | 7,704,000 |
| Noninterest income | 202,000 | 420,000 | 646,000 | 911,000 |
| Noninterest expense | 1,258,000 | 2,505,000 | 3,754,000 | 5,032,000 |
| Provision for loan losses | 28,000 | 56,000 | 118,000 | 245,000 |
| Pretax income | 728,000 | 1,557,000 | 2,406,000 | 3,364,000 |
| Income tax | 183,000 | 400,000 | 631,000 | 896,000 |
| Net income | 545,000 | 1,157,000 | 1,775,000 | 2,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,933,000 | 18,892,000 | 19,021,000 | 19,810,000 |
| Total capital | 19,501,000 | 20,459,000 | 20,611,000 | 21,418,000 |
| Risk-weighted assets | 125,022,000 | 124,915,000 | 126,738,000 | 128,178,000 |