Call reports 2001
DART BANK, THE — 2001
What DART BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 196,455,000 | 192,569,000 | 198,888,000 | 199,509,000 |
| Total loans | 118,576,000 | 123,668,000 | 127,214,000 | 130,421,000 |
| Allowance for loan losses | 1,779,000 | 1,855,000 | 1,908,000 | 1,960,000 |
| Securities available for sale | 20,494,000 | 22,339,000 | 24,692,000 | 29,183,000 |
| Securities held to maturity | 41,314,000 | 37,863,000 | 34,175,000 | 29,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,880,000 | 172,560,000 | 178,533,000 | 178,789,000 |
| Interest-bearing deposits | 152,486,000 | 147,921,000 | 153,298,000 | 154,722,000 |
| Noninterest-bearing deposits | 24,394,000 | 24,639,000 | 25,235,000 | 24,067,000 |
| Equity capital | 17,937,000 | 18,435,000 | 18,734,000 | 19,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,617,000 | 7,223,000 | 10,793,000 | 14,305,000 |
| Interest expense | 1,834,000 | 3,607,000 | 5,358,000 | 7,017,000 |
| Net interest income | 1,783,000 | 3,616,000 | 5,435,000 | 7,288,000 |
| Noninterest income | 176,000 | 378,000 | 570,000 | 796,000 |
| Noninterest expense | 1,190,000 | 2,367,000 | 3,553,000 | 4,680,000 |
| Provision for loan losses | 39,000 | 130,000 | 188,000 | 302,000 |
| Pretax income | 730,000 | 1,497,000 | 2,264,000 | 3,102,000 |
| Income tax | 182,000 | 380,000 | 588,000 | 822,000 |
| Net income | 548,000 | 1,117,000 | 1,676,000 | 2,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,096,000 | 17,622,000 | 17,756,000 | 18,153,000 |
| Total capital | 18,584,000 | 19,119,000 | 19,299,000 | 19,698,000 |
| Risk-weighted assets | 118,742,000 | 119,409,000 | 122,996,000 | 123,209,000 |