Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,418,253,000 | 1,485,932,000 | 1,475,663,000 | 1,465,529,000 |
| Total loans | 1,094,752,000 | 1,089,708,000 | 1,070,571,000 | 1,090,763,000 |
| Allowance for loan losses | 12,494,000 | 12,597,000 | 12,598,000 | 12,342,000 |
| Securities available for sale | 165,565,000 | 165,178,000 | 174,911,000 | 189,086,000 |
| Securities held to maturity | 87,105,000 | 86,825,000 | 86,847,000 | 86,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,125,741,000 | 1,165,480,000 | 1,149,433,000 | 1,159,445,000 |
| Interest-bearing deposits | 867,081,000 | 903,947,000 | 874,533,000 | 890,797,000 |
| Noninterest-bearing deposits | 258,660,000 | 261,533,000 | 274,900,000 | 268,648,000 |
| Equity capital | 115,541,000 | 117,650,000 | 125,804,000 | 123,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,367,000 | 35,079,000 | 53,468,000 | 72,384,000 |
| Interest expense | 7,595,000 | 15,357,000 | 23,357,000 | 31,334,000 |
| Net interest income | 9,772,000 | 19,722,000 | 30,111,000 | 41,050,000 |
| Noninterest income | 1,529,000 | 3,427,000 | 5,260,000 | 7,040,000 |
| Noninterest expense | 8,339,000 | 16,930,000 | 25,200,000 | 33,405,000 |
| Provision for loan losses | 195,000 | 295,000 | 295,000 | 100,000 |
| Pretax income | 2,272,000 | 5,529,000 | 9,481,000 | 13,484,000 |
| Income tax | 248,000 | 742,000 | 1,413,000 | 2,011,000 |
| Net income | 2,024,000 | 4,787,000 | 8,068,000 | 11,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,665,000 | 135,520,000 | 138,864,000 | 139,733,000 |
| Total capital | 146,636,000 | 148,595,000 | 151,808,000 | 152,747,000 |
| Risk-weighted assets | 1,044,140,000 | 1,071,875,000 | 1,035,419,000 | 1,083,097,000 |