Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,261,206,000 | 1,304,327,000 | 1,316,715,000 | 1,337,361,000 |
| Total loans | 887,728,000 | 937,921,000 | 949,060,000 | 974,157,000 |
| Allowance for loan losses | 12,341,000 | 12,392,000 | 12,375,000 | 12,293,000 |
| Securities available for sale | 289,704,000 | 190,478,000 | 188,425,000 | 192,197,000 |
| Securities held to maturity | 0 | 88,217,000 | 87,993,000 | 87,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,092,330,000 | 1,119,474,000 | 1,153,653,000 | 1,165,640,000 |
| Interest-bearing deposits | 819,265,000 | 835,514,000 | 854,911,000 | 860,843,000 |
| Noninterest-bearing deposits | 273,065,000 | 283,960,000 | 298,742,000 | 304,797,000 |
| Equity capital | 107,586,000 | 103,550,000 | 102,487,000 | 104,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,554,000 | 21,537,000 | 33,651,000 | 47,022,000 |
| Interest expense | 615,000 | 1,449,000 | 3,020,000 | 5,294,000 |
| Net interest income | 9,939,000 | 20,088,000 | 30,631,000 | 41,728,000 |
| Noninterest income | 1,993,000 | 3,920,000 | 5,624,000 | 7,442,000 |
| Noninterest expense | 7,294,000 | 14,892,000 | 22,245,000 | 30,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,638,000 | 9,116,000 | 14,010,000 | 19,051,000 |
| Income tax | 1,111,000 | 2,184,000 | 3,374,000 | 4,598,000 |
| Net income | 3,527,000 | 6,932,000 | 10,636,000 | 14,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,588,000 | 119,986,000 | 123,779,000 | 125,685,000 |
| Total capital | 129,840,000 | 131,891,000 | 135,712,000 | 137,856,000 |
| Risk-weighted assets | 899,036,000 | 951,905,000 | 954,166,000 | 973,539,000 |