Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,131,130,000 | 1,253,710,000 | 1,296,744,000 | 1,292,601,000 |
| Total loans | 842,407,000 | 876,835,000 | 886,644,000 | 891,410,000 |
| Allowance for loan losses | 11,822,000 | 11,826,000 | 12,005,000 | 12,222,000 |
| Securities available for sale | 226,234,000 | 260,060,000 | 300,189,000 | 308,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 930,736,000 | 1,038,470,000 | 1,088,895,000 | 1,108,233,000 |
| Interest-bearing deposits | 687,497,000 | 764,822,000 | 796,983,000 | 823,224,000 |
| Noninterest-bearing deposits | 243,239,000 | 273,648,000 | 291,912,000 | 285,009,000 |
| Equity capital | 110,294,000 | 116,420,000 | 118,918,000 | 118,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,070,000 | 22,467,000 | 33,127,000 | 43,461,000 |
| Interest expense | 770,000 | 1,486,000 | 2,123,000 | 2,796,000 |
| Net interest income | 10,300,000 | 20,981,000 | 31,004,000 | 40,665,000 |
| Noninterest income | 2,631,000 | 4,818,000 | 6,925,000 | 9,542,000 |
| Noninterest expense | 6,555,000 | 14,670,000 | 21,746,000 | 29,674,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Pretax income | 5,397,000 | 10,263,000 | 15,317,000 | 19,667,000 |
| Income tax | 1,317,000 | 2,501,000 | 3,741,000 | 4,800,000 |
| Net income | 4,080,000 | 7,762,000 | 11,576,000 | 14,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,157,000 | 108,414,000 | 112,303,000 | 114,899,000 |
| Total capital | 117,693,000 | 118,750,000 | 123,246,000 | 126,030,000 |
| Risk-weighted assets | 760,578,000 | 823,720,000 | 874,406,000 | 889,399,000 |