Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 968,752,000 | 1,092,154,000 | 1,103,108,000 | 1,130,783,000 |
| Total loans | 715,849,000 | 820,646,000 | 803,334,000 | 832,744,000 |
| Allowance for loan losses | 7,871,000 | 9,174,000 | 10,481,000 | 10,835,000 |
| Securities available for sale | 168,052,000 | 175,633,000 | 190,666,000 | 226,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,848,000 | 887,091,000 | 904,422,000 | 938,158,000 |
| Interest-bearing deposits | 610,049,000 | 644,865,000 | 662,173,000 | 700,900,000 |
| Noninterest-bearing deposits | 158,799,000 | 242,226,000 | 242,249,000 | 237,258,000 |
| Equity capital | 99,578,000 | 103,910,000 | 107,371,000 | 108,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,909,000 | 20,223,000 | 29,571,000 | 39,239,000 |
| Interest expense | 1,820,000 | 3,236,000 | 4,376,000 | 5,268,000 |
| Net interest income | 8,089,000 | 16,987,000 | 25,195,000 | 33,971,000 |
| Noninterest income | 2,179,000 | 5,125,000 | 8,009,000 | 11,136,000 |
| Noninterest expense | 6,344,000 | 12,191,000 | 18,394,000 | 25,159,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 4,900,000 | 5,575,000 |
| Pretax income | 2,247,000 | 6,638,000 | 10,265,000 | 14,877,000 |
| Income tax | 468,000 | 1,547,000 | 2,407,000 | 3,529,000 |
| Net income | 1,779,000 | 5,091,000 | 7,858,000 | 11,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,255,000 | 100,121,000 | 102,946,000 | 102,161,000 |
| Total capital | 106,140,000 | 109,169,000 | 111,889,000 | 111,787,000 |
| Risk-weighted assets | 726,832,000 | 723,724,000 | 713,879,000 | 768,877,000 |