Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 893,416,000 | 900,885,000 | 948,776,000 | 973,957,000 |
| Total loans | 667,508,000 | 684,961,000 | 698,425,000 | 715,135,000 |
| Allowance for loan losses | 6,507,000 | 6,664,000 | 6,801,000 | 6,939,000 |
| Securities available for sale | 123,630,000 | 119,849,000 | 124,339,000 | 171,446,000 |
| Securities held to maturity | 43,062,000 | 42,074,000 | 40,790,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,144,000 | 719,419,000 | 738,733,000 | 786,982,000 |
| Interest-bearing deposits | 579,384,000 | 575,395,000 | 578,515,000 | 609,720,000 |
| Noninterest-bearing deposits | 138,760,000 | 144,024,000 | 160,218,000 | 177,262,000 |
| Equity capital | 92,522,000 | 94,091,000 | 97,981,000 | 98,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,731,000 | 19,741,000 | 30,004,000 | 40,157,000 |
| Interest expense | 1,917,000 | 3,842,000 | 5,884,000 | 7,783,000 |
| Net interest income | 7,814,000 | 15,899,000 | 24,120,000 | 32,374,000 |
| Noninterest income | 2,117,000 | 3,310,000 | 5,143,000 | 6,856,000 |
| Noninterest expense | 5,804,000 | 11,479,000 | 17,076,000 | 23,020,000 |
| Provision for loan losses | 400,000 | 550,000 | 700,000 | 850,000 |
| Pretax income | 3,745,000 | 7,319,000 | 11,626,000 | 15,570,000 |
| Income tax | 867,000 | 1,729,000 | 2,797,000 | 3,759,000 |
| Net income | 2,878,000 | 5,590,000 | 8,829,000 | 11,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,395,000 | 92,716,000 | 96,357,000 | 96,393,000 |
| Total capital | 98,916,000 | 99,394,000 | 103,172,000 | 103,346,000 |
| Risk-weighted assets | 682,210,000 | 694,882,000 | 711,823,000 | 733,562,000 |