Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 844,273,000 | 881,869,000 | 883,160,000 | 915,938,000 |
| Total loans | 613,306,000 | 638,198,000 | 642,992,000 | 665,071,000 |
| Allowance for loan losses | 6,387,000 | 6,173,000 | 6,280,000 | 6,232,000 |
| Securities available for sale | 99,418,000 | 111,001,000 | 111,305,000 | 110,129,000 |
| Securities held to maturity | 64,536,000 | 62,299,000 | 60,421,000 | 58,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,658,000 | 712,928,000 | 719,583,000 | 729,771,000 |
| Interest-bearing deposits | 558,147,000 | 574,203,000 | 567,487,000 | 580,531,000 |
| Noninterest-bearing deposits | 137,511,000 | 138,725,000 | 152,096,000 | 149,240,000 |
| Equity capital | 82,969,000 | 83,746,000 | 85,912,000 | 88,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,166,000 | 16,987,000 | 26,146,000 | 35,632,000 |
| Interest expense | 1,173,000 | 2,476,000 | 4,163,000 | 5,931,000 |
| Net interest income | 6,993,000 | 14,511,000 | 21,983,000 | 29,701,000 |
| Noninterest income | 1,590,000 | 3,174,000 | 4,810,000 | 6,539,000 |
| Noninterest expense | 5,425,000 | 10,704,000 | 16,165,000 | 22,062,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 130,000 |
| Pretax income | 3,128,000 | 6,921,000 | 10,558,000 | 14,048,000 |
| Income tax | 686,000 | 1,612,000 | 2,481,000 | 3,308,000 |
| Net income | 2,442,000 | 5,309,000 | 8,077,000 | 10,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,585,000 | 85,608,000 | 88,424,000 | 89,435,000 |
| Total capital | 90,988,000 | 91,797,000 | 94,720,000 | 95,683,000 |
| Risk-weighted assets | 628,011,000 | 657,182,000 | 665,656,000 | 690,867,000 |