Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 824,144,000 | 846,658,000 | 846,727,000 | 847,656,000 |
| Total loans | 609,570,000 | 607,405,000 | 617,159,000 | 616,474,000 |
| Allowance for loan losses | 6,162,000 | 6,287,000 | 6,375,000 | 6,398,000 |
| Securities available for sale | 92,168,000 | 95,899,000 | 100,653,000 | 98,540,000 |
| Securities held to maturity | 71,188,000 | 66,784,000 | 65,454,000 | 67,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,017,000 | 698,848,000 | 691,870,000 | 705,479,000 |
| Interest-bearing deposits | 546,037,000 | 549,970,000 | 541,213,000 | 553,080,000 |
| Noninterest-bearing deposits | 127,980,000 | 148,878,000 | 150,657,000 | 152,399,000 |
| Equity capital | 78,600,000 | 80,004,000 | 82,128,000 | 81,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,678,000 | 15,657,000 | 23,712,000 | 32,069,000 |
| Interest expense | 907,000 | 1,881,000 | 2,950,000 | 4,019,000 |
| Net interest income | 6,771,000 | 13,776,000 | 20,762,000 | 28,050,000 |
| Noninterest income | 1,384,000 | 3,045,000 | 4,552,000 | 6,030,000 |
| Noninterest expense | 5,155,000 | 10,299,000 | 15,330,000 | 20,681,000 |
| Provision for loan losses | 70,000 | 175,000 | 280,000 | 385,000 |
| Pretax income | 2,930,000 | 6,351,000 | 9,708,000 | 13,018,000 |
| Income tax | 882,000 | 2,055,000 | 3,236,000 | 5,548,000 |
| Net income | 2,048,000 | 4,296,000 | 6,472,000 | 7,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,806,000 | 79,812,000 | 82,023,000 | 82,128,000 |
| Total capital | 84,990,000 | 86,121,000 | 88,420,000 | 88,548,000 |
| Risk-weighted assets | 603,274,000 | 617,048,000 | 623,438,000 | 627,168,000 |