Call reports 2016
PEOPLES STATE BANK — 2016
What PEOPLES STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 764,827,000 | 789,893,000 | 808,100,000 | 827,353,000 |
| Total loans | 559,431,000 | 580,834,000 | 593,368,000 | 592,994,000 |
| Allowance for loan losses | 6,234,000 | 6,421,000 | 6,531,000 | 6,083,000 |
| Securities available for sale | 85,584,000 | 90,139,000 | 88,527,000 | 91,581,000 |
| Securities held to maturity | 71,441,000 | 71,297,000 | 72,535,000 | 71,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,656,000 | 645,377,000 | 657,612,000 | 690,596,000 |
| Interest-bearing deposits | 526,772,000 | 524,374,000 | 527,223,000 | 546,838,000 |
| Noninterest-bearing deposits | 114,884,000 | 121,003,000 | 130,389,000 | 143,758,000 |
| Equity capital | 74,897,000 | 74,185,000 | 76,769,000 | 76,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,101,000 | 14,331,000 | 21,806,000 | 29,416,000 |
| Interest expense | 825,000 | 1,675,000 | 2,598,000 | 3,478,000 |
| Net interest income | 6,276,000 | 12,656,000 | 19,208,000 | 25,938,000 |
| Noninterest income | 1,531,000 | 3,314,000 | 5,216,000 | 6,935,000 |
| Noninterest expense | 4,888,000 | 9,854,000 | 14,637,000 | 19,878,000 |
| Provision for loan losses | 65,000 | 260,000 | 455,000 | 55,000 |
| Pretax income | 2,854,000 | 5,856,000 | 9,332,000 | 12,940,000 |
| Income tax | 927,000 | 1,774,000 | 2,948,000 | 4,179,000 |
| Net income | 1,927,000 | 4,082,000 | 6,384,000 | 8,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,008,000 | 73,114,000 | 75,467,000 | 76,595,000 |
| Total capital | 80,287,000 | 79,591,000 | 82,039,000 | 82,711,000 |
| Risk-weighted assets | 567,741,000 | 587,473,000 | 595,581,000 | 590,367,000 |