Call reports 2014
PEOPLES STATE BANK — 2014
What PEOPLES STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 692,865,000 | 725,698,000 | 729,487,000 | 733,722,000 |
| Total loans | 495,224,000 | 528,753,000 | 540,512,000 | 532,092,000 |
| Allowance for loan losses | 6,882,000 | 6,929,000 | 6,424,000 | 6,409,000 |
| Securities available for sale | 73,382,000 | 73,856,000 | 73,126,000 | 74,331,000 |
| Securities held to maturity | 70,867,000 | 70,338,000 | 70,403,000 | 69,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,422,000 | 601,723,000 | 603,798,000 | 626,621,000 |
| Interest-bearing deposits | 482,708,000 | 501,631,000 | 494,304,000 | 511,470,000 |
| Noninterest-bearing deposits | 86,714,000 | 100,092,000 | 109,494,000 | 115,151,000 |
| Equity capital | 68,415,000 | 68,789,000 | 70,491,000 | 70,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,538,000 | 13,348,000 | 20,342,000 | 27,298,000 |
| Interest expense | 1,101,000 | 2,140,000 | 3,111,000 | 3,973,000 |
| Net interest income | 5,437,000 | 11,208,000 | 17,231,000 | 23,325,000 |
| Noninterest income | 1,319,000 | 2,676,000 | 4,143,000 | 5,616,000 |
| Noninterest expense | 4,375,000 | 9,178,000 | 13,763,000 | 18,396,000 |
| Provision for loan losses | 140,000 | 280,000 | 420,000 | 560,000 |
| Pretax income | 2,241,000 | 4,426,000 | 7,191,000 | 9,988,000 |
| Income tax | 684,000 | 1,360,000 | 2,251,000 | 3,157,000 |
| Net income | 1,557,000 | 3,066,000 | 4,940,000 | 6,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,657,000 | 67,488,000 | 69,424,000 | 68,879,000 |
| Total capital | 73,724,000 | 73,866,000 | 75,948,000 | 75,373,000 |
| Risk-weighted assets | 484,455,000 | 516,815,000 | 531,254,000 | 521,778,000 |