Call reports 2013
PEOPLES STATE BANK — 2013
What PEOPLES STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 684,366,000 | 693,061,000 | 704,965,000 | 710,674,000 |
| Total loans | 500,021,000 | 513,615,000 | 524,823,000 | 516,813,000 |
| Allowance for loan losses | 7,434,000 | 7,640,000 | 7,126,000 | 6,783,000 |
| Securities available for sale | 69,030,000 | 60,785,000 | 61,233,000 | 61,600,000 |
| Securities held to maturity | 71,488,000 | 72,083,000 | 71,772,000 | 71,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,815,000 | 534,535,000 | 555,823,000 | 580,692,000 |
| Interest-bearing deposits | 456,951,000 | 449,939,000 | 463,426,000 | 477,792,000 |
| Noninterest-bearing deposits | 74,864,000 | 84,596,000 | 92,397,000 | 102,900,000 |
| Equity capital | 68,372,000 | 67,287,000 | 67,056,000 | 66,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,826,000 | 13,745,000 | 20,727,000 | 27,643,000 |
| Interest expense | 1,257,000 | 2,493,000 | 3,707,000 | 4,938,000 |
| Net interest income | 5,569,000 | 11,252,000 | 17,020,000 | 22,705,000 |
| Noninterest income | 1,419,000 | 2,830,000 | 4,115,000 | 5,293,000 |
| Noninterest expense | 4,250,000 | 8,507,000 | 12,370,000 | 16,837,000 |
| Provision for loan losses | 323,000 | 675,000 | 4,015,000 | 4,015,000 |
| Pretax income | 2,427,000 | 4,912,000 | 4,762,000 | 7,158,000 |
| Income tax | 686,000 | 1,480,000 | 1,211,000 | 1,956,000 |
| Net income | 1,741,000 | 3,432,000 | 3,551,000 | 5,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,608,000 | 66,020,000 | 66,033,000 | 66,015,000 |
| Total capital | 72,842,000 | 72,336,000 | 72,381,000 | 72,321,000 |
| Risk-weighted assets | 497,554,000 | 503,855,000 | 506,952,000 | 503,895,000 |