Call reports 2012
PEOPLES STATE BANK — 2012
What PEOPLES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 605,826,000 | 605,925,000 | 625,235,000 | 710,807,000 |
| Total loans | 444,088,000 | 445,779,000 | 460,396,000 | 486,307,000 |
| Allowance for loan losses | 7,755,000 | 7,643,000 | 7,426,000 | 7,431,000 |
| Securities available for sale | 63,096,000 | 61,475,000 | 61,645,000 | 75,340,000 |
| Securities held to maturity | 49,492,000 | 51,655,000 | 52,533,000 | 69,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,150,000 | 468,429,000 | 489,063,000 | 567,129,000 |
| Interest-bearing deposits | 405,296,000 | 393,269,000 | 418,334,000 | 476,952,000 |
| Noninterest-bearing deposits | 62,854,000 | 75,160,000 | 70,729,000 | 90,177,000 |
| Equity capital | 63,829,000 | 58,920,000 | 60,441,000 | 66,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,829,000 | 13,518,000 | 20,202,000 | 27,915,000 |
| Interest expense | 1,655,000 | 3,202,000 | 4,679,000 | 6,179,000 |
| Net interest income | 5,174,000 | 10,316,000 | 15,523,000 | 21,736,000 |
| Noninterest income | 1,049,000 | 2,548,000 | 3,699,000 | 6,108,000 |
| Noninterest expense | 3,900,000 | 7,945,000 | 11,981,000 | 17,194,000 |
| Provision for loan losses | 160,000 | 320,000 | 320,000 | 785,000 |
| Pretax income | 2,163,000 | 4,599,000 | 6,921,000 | 9,865,000 |
| Income tax | 704,000 | 1,527,000 | 2,295,000 | 2,966,000 |
| Net income | 1,459,000 | 3,072,000 | 4,626,000 | 6,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,498,000 | 56,756,000 | 58,338,000 | 64,834,000 |
| Total capital | 67,168,000 | 62,426,000 | 64,195,000 | 71,032,000 |
| Risk-weighted assets | 451,526,000 | 451,624,000 | 466,999,000 | 494,588,000 |