Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 599,205,000 | 601,006,000 | 610,339,000 | 621,911,000 |
| Total loans | 443,379,000 | 445,881,000 | 441,051,000 | 445,537,000 |
| Allowance for loan losses | 7,377,000 | 7,817,000 | 8,019,000 | 7,941,000 |
| Securities available for sale | 62,792,000 | 61,411,000 | 60,941,000 | 59,336,000 |
| Securities held to maturity | 52,448,000 | 51,412,000 | 50,796,000 | 49,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,506,000 | 451,179,000 | 465,559,000 | 484,143,000 |
| Interest-bearing deposits | 394,100,000 | 395,350,000 | 397,773,000 | 408,475,000 |
| Noninterest-bearing deposits | 51,406,000 | 55,829,000 | 67,786,000 | 75,668,000 |
| Equity capital | 60,852,000 | 61,207,000 | 62,634,000 | 62,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,168,000 | 14,410,000 | 21,620,000 | 28,808,000 |
| Interest expense | 2,054,000 | 4,076,000 | 6,078,000 | 7,855,000 |
| Net interest income | 5,114,000 | 10,334,000 | 15,542,000 | 20,953,000 |
| Noninterest income | 1,194,000 | 2,154,000 | 3,493,000 | 4,310,000 |
| Noninterest expense | 3,857,000 | 7,557,000 | 11,463,000 | 15,150,000 |
| Provision for loan losses | 360,000 | 790,000 | 1,150,000 | 1,390,000 |
| Pretax income | 2,091,000 | 4,141,000 | 6,422,000 | 8,755,000 |
| Income tax | 658,000 | 1,308,000 | 2,047,000 | 2,823,000 |
| Net income | 1,433,000 | 2,833,000 | 4,375,000 | 5,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,322,000 | 58,420,000 | 59,989,000 | 60,011,000 |
| Total capital | 63,931,000 | 64,115,000 | 65,681,000 | 65,751,000 |
| Risk-weighted assets | 446,993,000 | 453,437,000 | 453,019,000 | 456,995,000 |