Call reports 2010
PEOPLES STATE BANK — 2010
What PEOPLES STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 600,801,000 | 600,092,000 | 599,622,000 | 620,800,000 |
| Total loans | 441,981,000 | 449,366,000 | 439,237,000 | 440,196,000 |
| Allowance for loan losses | 7,649,000 | 7,665,000 | 8,001,000 | 7,960,000 |
| Securities available for sale | 108,289,000 | 109,463,000 | 107,528,000 | 55,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 53,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,472,000 | 456,713,000 | 453,063,000 | 467,179,000 |
| Interest-bearing deposits | 406,469,000 | 401,647,000 | 396,679,000 | 408,753,000 |
| Noninterest-bearing deposits | 53,003,000 | 55,066,000 | 56,384,000 | 58,426,000 |
| Equity capital | 57,033,000 | 57,338,000 | 59,715,000 | 59,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,331,000 | 14,925,000 | 22,676,000 | 30,182,000 |
| Interest expense | 2,576,000 | 4,999,000 | 7,342,000 | 9,583,000 |
| Net interest income | 4,755,000 | 9,926,000 | 15,334,000 | 20,599,000 |
| Noninterest income | 1,082,000 | 2,373,000 | 3,720,000 | 4,977,000 |
| Noninterest expense | 3,907,000 | 7,768,000 | 11,761,000 | 15,945,000 |
| Provision for loan losses | 460,000 | 1,045,000 | 1,555,000 | 1,795,000 |
| Pretax income | 1,470,000 | 3,466,000 | 5,718,000 | 7,816,000 |
| Income tax | 410,000 | 1,021,000 | 1,783,000 | 2,408,000 |
| Net income | 1,060,000 | 2,445,000 | 3,935,000 | 5,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,021,000 | 55,215,000 | 56,727,000 | 56,880,000 |
| Total capital | 61,118,000 | 61,164,000 | 62,448,000 | 62,532,000 |
| Risk-weighted assets | 486,173,000 | 474,201,000 | 455,418,000 | 449,863,000 |