Call reports 2002
PEOPLES STATE BANK — 2002
What PEOPLES STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 333,059,000 | 342,102,000 | 360,303,000 | 371,466,000 |
| Total loans | 240,976,000 | 250,296,000 | 255,680,000 | 260,122,000 |
| Allowance for loan losses | 3,155,000 | 3,254,000 | 3,394,000 | 3,158,000 |
| Securities available for sale | 47,917,000 | 49,684,000 | 54,372,000 | 81,009,000 |
| Securities held to maturity | 20,899,000 | 20,821,000 | 21,130,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,108,000 | 271,596,000 | 288,863,000 | 299,034,000 |
| Interest-bearing deposits | 230,763,000 | 234,622,000 | 245,522,000 | 253,573,000 |
| Noninterest-bearing deposits | 33,345,000 | 36,974,000 | 43,341,000 | 45,461,000 |
| Equity capital | 26,038,000 | 27,291,000 | 27,817,000 | 28,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,370,000 | 10,775,000 | 16,376,000 | 21,915,000 |
| Interest expense | 2,376,000 | 4,678,000 | 7,024,000 | 9,276,000 |
| Net interest income | 2,994,000 | 6,097,000 | 9,352,000 | 12,639,000 |
| Noninterest income | 561,000 | 1,167,000 | 2,008,000 | 3,313,000 |
| Noninterest expense | 1,998,000 | 3,994,000 | 6,086,000 | 8,392,000 |
| Provision for loan losses | 180,000 | 360,000 | 810,000 | 1,110,000 |
| Pretax income | 1,377,000 | 2,910,000 | 4,464,000 | 6,450,000 |
| Income tax | 412,000 | 885,000 | 1,385,000 | 2,019,000 |
| Net income | 965,000 | 2,025,000 | 3,079,000 | 4,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,634,000 | 26,330,000 | 27,029,000 | 27,315,000 |
| Total capital | 28,745,000 | 29,584,000 | 30,335,000 | 30,473,000 |
| Risk-weighted assets | 248,872,000 | 261,560,000 | 264,400,000 | 272,338,000 |