Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 320,730,000 | 314,691,000 | 318,436,000 | 344,190,000 |
| Total loans | 226,851,000 | 221,947,000 | 224,757,000 | 240,807,000 |
| Allowance for loan losses | 2,536,000 | 2,681,000 | 2,777,000 | 2,969,000 |
| Securities available for sale | 48,030,000 | 46,613,000 | 48,943,000 | 49,984,000 |
| Securities held to maturity | 16,480,000 | 18,849,000 | 18,764,000 | 20,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,055,000 | 241,330,000 | 249,589,000 | 274,347,000 |
| Interest-bearing deposits | 216,499,000 | 212,052,000 | 217,752,000 | 232,805,000 |
| Noninterest-bearing deposits | 31,556,000 | 29,278,000 | 31,837,000 | 41,542,000 |
| Equity capital | 23,363,000 | 23,913,000 | 25,279,000 | 25,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,041,000 | 11,996,000 | 17,781,000 | 23,434,000 |
| Interest expense | 3,561,000 | 6,913,000 | 9,839,000 | 12,481,000 |
| Net interest income | 2,480,000 | 5,083,000 | 7,942,000 | 10,953,000 |
| Noninterest income | 402,000 | 934,000 | 1,335,000 | 2,098,000 |
| Noninterest expense | 1,694,000 | 3,378,000 | 5,196,000 | 7,257,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 890,000 |
| Pretax income | 1,038,000 | 2,339,000 | 3,631,000 | 4,904,000 |
| Income tax | 297,000 | 695,000 | 1,073,000 | 1,452,000 |
| Net income | 741,000 | 1,644,000 | 2,558,000 | 3,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,056,000 | 23,534,000 | 24,448,000 | 24,703,000 |
| Total capital | 25,592,000 | 26,215,000 | 27,225,000 | 27,672,000 |
| Risk-weighted assets | 221,283,000 | 219,377,000 | 226,424,000 | 248,620,000 |