Call reports 2012
PREMIERWEST BANK — 2012
What PREMIERWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,225,866,000 | 1,194,054,000 | 1,156,326,000 | 1,139,032,000 |
| Total loans | 743,659,000 | 711,664,000 | 679,315,000 | 647,643,000 |
| Allowance for loan losses | 20,324,000 | 19,518,000 | 19,174,000 | 18,560,000 |
| Securities available for sale | 286,388,000 | 302,884,000 | 325,545,000 | 330,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,084,162,000 | 1,045,314,000 | 1,015,193,000 | 1,007,230,000 |
| Interest-bearing deposits | 803,100,000 | 771,618,000 | 739,365,000 | 725,531,000 |
| Noninterest-bearing deposits | 281,062,000 | 273,696,000 | 275,828,000 | 281,698,000 |
| Equity capital | 116,728,000 | 116,512,000 | 119,041,000 | 112,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,117,000 | 26,292,000 | 38,402,000 | 49,800,000 |
| Interest expense | 1,575,000 | 2,954,000 | 4,178,000 | 5,332,000 |
| Net interest income | 11,542,000 | 23,338,000 | 34,224,000 | 44,468,000 |
| Noninterest income | -135,000 | 778,000 | 2,557,000 | 777,000 |
| Noninterest expense | 13,964,000 | 26,481,000 | 38,825,000 | 53,629,000 |
| Provision for loan losses | 3,500,000 | 4,775,000 | 4,775,000 | 4,775,000 |
| Pretax income | -3,889,000 | -4,745,000 | -3,711,000 | -10,055,000 |
| Income tax | 11,000 | 47,000 | 58,000 | 68,000 |
| Net income | -3,900,000 | -4,792,000 | -3,769,000 | -10,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,793,000 | 108,018,000 | 109,147,000 | 103,000,000 |
| Total capital | 120,272,000 | 119,040,000 | 119,740,000 | 113,171,000 |
| Risk-weighted assets | 909,408,000 | 872,962,000 | 838,582,000 | 804,978,000 |