Call reports 2010
PREMIERWEST BANK — 2010
What PREMIERWEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,502,539,000 | 1,458,554,000 | 1,422,188,000 | 1,412,305,000 |
| Total loans | 1,118,568,000 | 1,092,072,000 | 1,034,691,000 | 977,724,000 |
| Allowance for loan losses | 46,518,000 | 43,917,000 | 42,120,000 | 35,582,000 |
| Securities available for sale | 126,291,000 | 150,747,000 | 163,881,000 | 183,683,000 |
| Securities held to maturity | 34,685,000 | 30,302,000 | 29,517,000 | 31,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,361,509,000 | 1,313,258,000 | 1,277,438,000 | 1,269,328,000 |
| Interest-bearing deposits | 1,113,587,000 | 1,069,186,000 | 1,030,609,000 | 1,023,618,000 |
| Noninterest-bearing deposits | 247,922,000 | 244,072,000 | 246,829,000 | 245,710,000 |
| Equity capital | 127,876,000 | 131,990,000 | 131,395,000 | 129,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 19,320,000 | 38,118,000 | 55,423,000 | 71,383,000 |
| Interest expense | 3,993,000 | 7,704,000 | 11,056,000 | 14,169,000 |
| Net interest income | 15,327,000 | 30,414,000 | 44,367,000 | 57,214,000 |
| Noninterest income | 2,136,000 | 2,667,000 | 4,662,000 | 6,219,000 |
| Noninterest expense | 13,613,000 | 27,968,000 | 42,765,000 | 57,124,000 |
| Provision for loan losses | 6,100,000 | 8,450,000 | 10,050,000 | 10,050,000 |
| Pretax income | -2,006,000 | -3,041,000 | -3,406,000 | -3,010,000 |
| Income tax | 0 | 0 | 0 | 134,000 |
| Net income | -2,006,000 | -3,041,000 | -3,406,000 | -3,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,433,000 | 125,695,000 | 125,564,000 | 126,065,000 |
| Total capital | 139,666,000 | 141,208,000 | 140,361,000 | 140,263,000 |
| Risk-weighted assets | 1,268,291,000 | 1,212,556,000 | 1,156,305,000 | 1,114,399,000 |