Call reports 2009
PREMIERWEST BANK — 2009
What PREMIERWEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,495,580,000 | 1,476,599,000 | 1,713,494,000 | 1,533,999,000 |
| Total loans | 1,239,286,000 | 1,200,873,000 | 1,184,227,000 | 1,149,858,000 |
| Allowance for loan losses | 25,659,000 | 40,300,000 | 41,513,000 | 45,903,000 |
| Securities available for sale | 182,000 | 172,000 | 113,860,000 | 114,937,000 |
| Securities held to maturity | 38,808,000 | 39,077,000 | 56,845,000 | 47,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,239,943,000 | 1,249,849,000 | 1,488,802,000 | 1,419,695,000 |
| Interest-bearing deposits | 1,005,865,000 | 1,004,688,000 | 1,235,531,000 | 1,162,398,000 |
| Noninterest-bearing deposits | 234,078,000 | 245,161,000 | 253,272,000 | 257,298,000 |
| Equity capital | 242,919,000 | 214,399,000 | 208,844,000 | 100,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 20,125,000 | 39,430,000 | 59,399,000 | 80,056,000 |
| Interest expense | 5,216,000 | 9,686,000 | 15,149,000 | 20,006,000 |
| Net interest income | 14,909,000 | 29,744,000 | 44,250,000 | 60,050,000 |
| Noninterest income | 2,453,000 | 4,808,000 | 7,342,000 | 9,633,000 |
| Noninterest expense | 12,409,000 | 25,239,000 | 39,582,000 | 127,638,000 |
| Provision for loan losses | 10,700,000 | 61,090,000 | 71,351,000 | 88,031,000 |
| Pretax income | -5,747,000 | -51,777,000 | -59,341,000 | -145,936,000 |
| Income tax | -2,586,000 | -21,298,000 | -24,397,000 | -1,532,000 |
| Net income | -3,161,000 | -30,479,000 | -34,944,000 | -144,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,180,000 | 137,876,000 | 117,221,000 | 95,500,000 |
| Total capital | 187,486,000 | 155,227,000 | 134,873,000 | 112,331,000 |
| Risk-weighted assets | 1,375,913,000 | 1,364,873,000 | 1,388,239,000 | 1,317,299,000 |