Call reports 2007
PREMIERWEST BANK — 2007
What PREMIERWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,031,555,000 | 1,093,713,000 | 1,113,400,000 | 1,156,632,000 |
| Total loans | 927,651,000 | 974,153,000 | 1,002,725,000 | 1,024,289,000 |
| Allowance for loan losses | 10,724,000 | 11,252,000 | 11,387,000 | 11,450,000 |
| Securities available for sale | 246,000 | 236,000 | 229,000 | 222,000 |
| Securities held to maturity | 6,464,000 | 6,225,000 | 6,057,000 | 6,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 883,792,000 | 924,087,000 | 926,580,000 | 935,764,000 |
| Interest-bearing deposits | 692,989,000 | 723,038,000 | 732,735,000 | 735,374,000 |
| Noninterest-bearing deposits | 190,803,000 | 201,049,000 | 193,845,000 | 200,390,000 |
| Equity capital | 131,884,000 | 136,152,000 | 139,322,000 | 142,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 19,360,000 | 39,697,000 | 61,237,000 | 82,455,000 |
| Interest expense | 5,799,000 | 12,113,000 | 19,144,000 | 26,342,000 |
| Net interest income | 13,561,000 | 27,584,000 | 42,093,000 | 56,113,000 |
| Noninterest income | 1,996,000 | 4,262,000 | 6,564,000 | 8,741,000 |
| Noninterest expense | 9,597,000 | 19,091,000 | 28,795,000 | 38,446,000 |
| Provision for loan losses | 200,000 | 275,000 | 500,000 | 686,000 |
| Pretax income | 5,760,000 | 12,480,000 | 19,362,000 | 25,722,000 |
| Income tax | 2,080,000 | 4,520,000 | 7,023,000 | 9,805,000 |
| Net income | 3,680,000 | 7,960,000 | 12,339,000 | 15,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,497,000 | 113,220,000 | 116,674,000 | 120,251,000 |
| Total capital | 120,476,000 | 124,728,000 | 128,316,000 | 131,956,000 |
| Risk-weighted assets | 1,019,728,000 | 1,076,042,000 | 1,095,807,000 | 1,116,907,000 |