Call reports 2006
PREMIERWEST BANK — 2006
What PREMIERWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 938,806,000 | 983,709,000 | 980,110,000 | 1,032,584,000 |
| Total loans | 828,400,000 | 869,360,000 | 867,588,000 | 920,523,000 |
| Allowance for loan losses | 10,174,000 | 10,229,000 | 10,322,000 | 10,386,000 |
| Securities available for sale | 4,275,000 | 4,267,000 | 4,268,000 | 263,000 |
| Securities held to maturity | 8,739,000 | 7,482,000 | 7,255,000 | 7,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 772,493,000 | 783,218,000 | 804,890,000 | 879,408,000 |
| Interest-bearing deposits | 581,837,000 | 586,688,000 | 604,788,000 | 679,888,000 |
| Noninterest-bearing deposits | 190,656,000 | 196,530,000 | 200,102,000 | 199,520,000 |
| Equity capital | 116,848,000 | 120,929,000 | 124,903,000 | 128,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,700,000 | 34,785,000 | 53,646,000 | 73,252,000 |
| Interest expense | 3,506,000 | 7,728,000 | 12,722,000 | 18,231,000 |
| Net interest income | 13,194,000 | 27,057,000 | 40,924,000 | 55,021,000 |
| Noninterest income | 1,818,000 | 3,774,000 | 5,783,000 | 7,628,000 |
| Noninterest expense | 9,280,000 | 18,626,000 | 27,947,000 | 37,118,000 |
| Provision for loan losses | 300,000 | 500,000 | 703,000 | 800,000 |
| Pretax income | 5,432,000 | 11,705,000 | 18,059,000 | 24,733,000 |
| Income tax | 1,890,000 | 4,074,000 | 6,457,000 | 8,986,000 |
| Net income | 3,542,000 | 7,631,000 | 11,602,000 | 15,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,943,000 | 98,155,000 | 102,250,000 | 105,693,000 |
| Total capital | 104,584,000 | 108,837,000 | 113,011,000 | 116,519,000 |
| Risk-weighted assets | 916,093,000 | 960,784,000 | 957,006,000 | 1,013,900,000 |