Call reports 2005
PREMIERWEST BANK — 2005
What PREMIERWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 835,177,000 | 876,683,000 | 889,241,000 | 912,471,000 |
| Total loans | 732,193,000 | 764,974,000 | 776,184,000 | 806,338,000 |
| Allowance for loan losses | 9,035,000 | 10,406,000 | 10,388,000 | 9,849,000 |
| Securities available for sale | 6,422,000 | 5,394,000 | 5,344,000 | 5,292,000 |
| Securities held to maturity | 10,881,000 | 10,725,000 | 10,258,000 | 9,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,844,000 | 734,176,000 | 766,364,000 | 768,610,000 |
| Interest-bearing deposits | 527,816,000 | 537,166,000 | 559,028,000 | 559,580,000 |
| Noninterest-bearing deposits | 191,028,000 | 197,010,000 | 207,336,000 | 209,030,000 |
| Equity capital | 102,224,000 | 105,668,000 | 109,349,000 | 113,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,511,000 | 26,371,000 | 41,601,000 | 57,557,000 |
| Interest expense | 1,976,000 | 4,379,000 | 7,075,000 | 9,912,000 |
| Net interest income | 10,535,000 | 21,992,000 | 34,526,000 | 47,645,000 |
| Noninterest income | 1,727,000 | 3,585,000 | 5,420,000 | 7,245,000 |
| Noninterest expense | 7,866,000 | 16,008,000 | 24,565,000 | 33,566,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 4,246,000 | 9,419,000 | 15,234,000 | 21,177,000 |
| Income tax | 1,393,000 | 3,098,000 | 5,195,000 | 7,136,000 |
| Net income | 2,853,000 | 6,321,000 | 10,039,000 | 14,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,552,000 | 83,158,000 | 87,000,000 | 90,277,000 |
| Total capital | 88,930,000 | 93,731,000 | 97,693,000 | 100,618,000 |
| Risk-weighted assets | 816,270,000 | 845,533,000 | 855,239,000 | 886,054,000 |