Call reports 2003
PREMIERWEST BANK — 2003
What PREMIERWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 528,276,000 | 539,376,000 | 557,602,000 | 569,857,000 |
| Total loans | 396,512,000 | 410,357,000 | 425,110,000 | 458,348,000 |
| Allowance for loan losses | 5,070,000 | 5,236,000 | 5,367,000 | 5,466,000 |
| Securities available for sale | 38,399,000 | 27,092,000 | 25,394,000 | 23,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,634,000 | 451,538,000 | 470,874,000 | 475,581,000 |
| Interest-bearing deposits | 407,282,000 | 348,685,000 | 361,326,000 | 354,279,000 |
| Noninterest-bearing deposits | 34,352,000 | 102,853,000 | 109,548,000 | 121,302,000 |
| Equity capital | 49,652,000 | 51,275,000 | 52,776,000 | 63,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,865,000 | 15,787,000 | 23,964,000 | 31,810,000 |
| Interest expense | 1,751,000 | 3,438,000 | 4,976,000 | 6,394,000 |
| Net interest income | 6,114,000 | 12,349,000 | 18,988,000 | 25,416,000 |
| Noninterest income | 1,338,000 | 2,900,000 | 4,495,000 | 5,836,000 |
| Noninterest expense | 5,242,000 | 10,450,000 | 15,905,000 | 20,977,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,925,000 | 4,225,000 | 6,705,000 | 9,104,000 |
| Income tax | 629,000 | 1,398,000 | 2,222,000 | 3,024,000 |
| Net income | 1,296,000 | 2,827,000 | 4,483,000 | 6,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,758,000 | 43,314,000 | 44,995,000 | 55,914,000 |
| Total capital | 46,828,000 | 48,550,000 | 50,362,000 | 61,380,000 |
| Risk-weighted assets | 446,611,000 | 457,032,000 | 475,346,000 | 511,128,000 |