Call reports 2001
PREMIERWEST BANK — 2001
What PREMIERWEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 345,739,000 | 463,858,000 | 481,416,000 | 486,640,000 |
| Total loans | 242,134,000 | 325,536,000 | 336,556,000 | 357,616,000 |
| Allowance for loan losses | 3,630,000 | 4,466,000 | 4,617,000 | 4,825,000 |
| Securities available for sale | 58,100,000 | 69,227,000 | 84,889,000 | 64,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,259,000 | 406,467,000 | 423,603,000 | 429,482,000 |
| Interest-bearing deposits | 251,041,000 | 330,086,000 | 345,080,000 | 347,370,000 |
| Noninterest-bearing deposits | 48,218,000 | 76,381,000 | 78,523,000 | 82,112,000 |
| Equity capital | 31,174,000 | 40,329,000 | 41,392,000 | 42,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,842,000 | 14,934,000 | 23,481,000 | 31,752,000 |
| Interest expense | 3,119,000 | 6,768,000 | 10,379,000 | 13,447,000 |
| Net interest income | 3,723,000 | 8,166,000 | 13,102,000 | 18,305,000 |
| Noninterest income | 677,000 | 1,571,000 | 2,556,000 | 3,842,000 |
| Noninterest expense | 3,306,000 | 7,553,000 | 12,327,000 | 17,980,000 |
| Provision for loan losses | 162,000 | 355,000 | 613,000 | 1,163,000 |
| Pretax income | 956,000 | 1,864,000 | 2,786,000 | 3,072,000 |
| Income tax | 324,000 | 629,000 | 949,000 | 1,037,000 |
| Net income | 632,000 | 1,235,000 | 1,837,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,912,000 | 34,546,000 | 34,355,000 | 35,093,000 |
| Total capital | 33,293,000 | 39,012,000 | 38,972,000 | 39,918,000 |
| Risk-weighted assets | 270,234,000 | 364,857,000 | 385,253,000 | 395,840,000 |