Call reports 2013
FIRST NATIONAL BANK OF NEW YORK — 2013
What FIRST NATIONAL BANK OF NEW YORK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 279,250,000 | 271,832,000 | 255,336,000 | 231,054,000 |
| Total loans | 126,273,000 | 103,568,000 | 107,738,000 | 106,924,000 |
| Allowance for loan losses | 2,725,000 | 2,820,000 | 2,995,000 | 2,260,000 |
| Securities available for sale | 94,169,000 | 112,429,000 | 101,813,000 | 101,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,299,000 | 208,597,000 | 195,390,000 | 181,241,000 |
| Interest-bearing deposits | 205,744,000 | 199,872,000 | 184,095,000 | 170,330,000 |
| Noninterest-bearing deposits | 7,556,000 | 8,725,000 | 11,295,000 | 10,911,000 |
| Equity capital | 28,840,000 | 25,403,000 | 22,091,000 | 15,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,737,000 | 6,711,000 | 8,629,000 |
| Interest expense | 735,000 | 1,505,000 | 2,206,000 | 2,854,000 |
| Net interest income | 1,614,000 | 3,232,000 | 4,505,000 | 5,775,000 |
| Noninterest income | 77,000 | 306,000 | 574,000 | 685,000 |
| Noninterest expense | 3,454,000 | 7,062,000 | 10,242,000 | 13,203,000 |
| Provision for loan losses | 116,000 | 476,000 | 724,000 | 2,713,000 |
| Pretax income | -1,879,000 | -3,997,000 | -5,493,000 | -9,062,000 |
| Income tax | 8,000 | 17,000 | 28,000 | 3,426,000 |
| Net income | -1,887,000 | -4,014,000 | -5,521,000 | -12,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,328,000 | 25,225,000 | 23,717,000 | 20,143,000 |
| Total capital | 27,419,000 | 27,083,000 | 25,558,000 | 21,906,000 |
| Risk-weighted assets | 166,636,000 | 147,647,000 | 146,116,000 | 140,526,000 |