Call reports 2012
FIRST NATIONAL BANK OF NEW YORK — 2012
What FIRST NATIONAL BANK OF NEW YORK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 297,637,000 | 290,015,000 | 270,832,000 | 253,917,000 |
| Total loans | 199,506,000 | 147,270,000 | 141,535,000 | 140,437,000 |
| Allowance for loan losses | 3,916,000 | 3,256,000 | 3,293,000 | 2,824,000 |
| Securities available for sale | 55,876,000 | 64,957,000 | 91,345,000 | 79,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,817,000 | 221,267,000 | 201,724,000 | 186,302,000 |
| Interest-bearing deposits | 218,728,000 | 206,337,000 | 187,690,000 | 179,386,000 |
| Noninterest-bearing deposits | 8,089,000 | 14,930,000 | 14,034,000 | 6,916,000 |
| Equity capital | 34,653,000 | 32,332,000 | 32,590,000 | 30,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,067,000 | 8,694,000 | 11,220,000 |
| Interest expense | 921,000 | 1,769,000 | 2,568,000 | 3,288,000 |
| Net interest income | 2,310,000 | 4,298,000 | 6,126,000 | 7,932,000 |
| Noninterest income | 50,000 | 362,000 | 481,000 | 705,000 |
| Noninterest expense | 2,802,000 | 6,044,000 | 9,316,000 | 12,649,000 |
| Provision for loan losses | 275,000 | 4,725,000 | 4,775,000 | 4,713,000 |
| Pretax income | -717,000 | -6,109,000 | -7,484,000 | -7,862,000 |
| Income tax | -120,000 | -1,939,000 | -2,391,000 | -1,692,000 |
| Net income | -597,000 | -4,170,000 | -5,093,000 | -6,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,413,000 | 28,949,000 | 27,812,000 | 27,216,000 |
| Total capital | 36,232,000 | 31,336,000 | 30,108,000 | 29,328,000 |
| Risk-weighted assets | 224,441,000 | 190,070,000 | 182,710,000 | 168,304,000 |