Call reports 2010
FIRST NATIONAL BANK OF NEW YORK — 2010
What FIRST NATIONAL BANK OF NEW YORK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 308,239,000 | 305,093,000 | 303,689,000 | 296,655,000 |
| Total loans | 264,973,000 | 249,245,000 | 250,561,000 | 247,322,000 |
| Allowance for loan losses | 5,108,000 | 5,029,000 | 5,262,000 | 5,132,000 |
| Securities available for sale | 0 | 0 | 6,475,000 | 20,477,000 |
| Securities held to maturity | 16,779,000 | 14,441,000 | 13,762,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,107,000 | 220,541,000 | 218,632,000 | 209,490,000 |
| Interest-bearing deposits | 213,499,000 | 209,582,000 | 206,511,000 | 202,066,000 |
| Noninterest-bearing deposits | 10,608,000 | 10,959,000 | 12,122,000 | 7,425,000 |
| Equity capital | 30,060,000 | 30,352,000 | 30,692,000 | 32,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,423,000 | 8,500,000 | 12,501,000 | 16,509,000 |
| Interest expense | 1,370,000 | 2,680,000 | 3,959,000 | 5,136,000 |
| Net interest income | 3,053,000 | 5,820,000 | 8,542,000 | 11,373,000 |
| Noninterest income | 81,000 | 192,000 | 312,000 | 459,000 |
| Noninterest expense | 2,357,000 | 4,832,000 | 7,165,000 | 9,713,000 |
| Provision for loan losses | 2,200,000 | 2,200,000 | 2,200,000 | 2,700,000 |
| Pretax income | -1,233,000 | -830,000 | -321,000 | 116,000 |
| Income tax | -455,000 | -260,000 | -36,000 | 239,000 |
| Net income | -778,000 | -570,000 | -285,000 | -123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,355,000 | 28,443,000 | 28,893,000 | 30,797,000 |
| Total capital | 31,601,000 | 31,677,000 | 32,050,000 | 33,893,000 |
| Risk-weighted assets | 257,797,000 | 256,949,000 | 250,444,000 | 245,657,000 |