Call reports 2009
FIRST NATIONAL BANK OF NEW YORK — 2009
What FIRST NATIONAL BANK OF NEW YORK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 278,417,000 | 285,921,000 | 335,644,000 | 325,260,000 |
| Total loans | 219,166,000 | 230,654,000 | 263,273,000 | 270,268,000 |
| Allowance for loan losses | 2,130,000 | 4,165,000 | 4,910,000 | 5,335,000 |
| Securities available for sale | 18,980,000 | 8,968,000 | 5,281,000 | 5,095,000 |
| Securities held to maturity | 19,138,000 | 18,477,000 | 17,974,000 | 17,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,861,000 | 203,822,000 | 248,681,000 | 238,289,000 |
| Interest-bearing deposits | 198,401,000 | 196,800,000 | 239,204,000 | 228,117,000 |
| Noninterest-bearing deposits | 5,460,000 | 7,022,000 | 9,477,000 | 10,172,000 |
| Equity capital | 28,729,000 | 30,409,000 | 30,649,000 | 30,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,871,000 | 7,909,000 | 12,160,000 | 16,653,000 |
| Interest expense | 1,719,000 | 3,293,000 | 4,697,000 | 6,230,000 |
| Net interest income | 2,152,000 | 4,616,000 | 7,463,000 | 10,423,000 |
| Noninterest income | 36,000 | 110,000 | 218,000 | 314,000 |
| Noninterest expense | 1,865,000 | 3,917,000 | 5,926,000 | 8,212,000 |
| Provision for loan losses | 555,000 | 2,590,000 | 3,335,000 | 3,760,000 |
| Pretax income | -33,000 | -1,284,000 | -952,000 | -607,000 |
| Income tax | 0 | -3,138,000 | -3,007,000 | -2,870,000 |
| Net income | -33,000 | 1,854,000 | 2,055,000 | 2,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,426,000 | 28,808,000 | 29,217,000 | 29,568,000 |
| Total capital | 30,556,000 | 31,827,000 | 32,505,000 | 32,865,000 |
| Risk-weighted assets | 190,590,000 | 240,362,000 | 261,448,000 | 261,751,000 |