Call reports 2008
FIRST NATIONAL BANK OF NEW YORK — 2008
What FIRST NATIONAL BANK OF NEW YORK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 160,034,000 | 196,677,000 | 232,739,000 | 271,535,000 |
| Total loans | 79,064,000 | 126,273,000 | 170,602,000 | 197,752,000 |
| Allowance for loan losses | 600,000 | 885,000 | 1,200,000 | 1,575,000 |
| Securities available for sale | 44,626,000 | 37,269,000 | 24,885,000 | 28,081,000 |
| Securities held to maturity | 12,751,000 | 12,245,000 | 19,897,000 | 19,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,394,000 | 137,823,000 | 173,632,000 | 209,577,000 |
| Interest-bearing deposits | 96,433,000 | 133,138,000 | 168,768,000 | 204,582,000 |
| Noninterest-bearing deposits | 3,961,000 | 4,685,000 | 4,864,000 | 4,995,000 |
| Equity capital | 28,480,000 | 27,873,000 | 27,835,000 | 28,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 4,599,000 | 7,836,000 | 11,585,000 |
| Interest expense | 933,000 | 2,229,000 | 3,656,000 | 5,485,000 |
| Net interest income | 891,000 | 2,370,000 | 4,180,000 | 6,100,000 |
| Noninterest income | 13,000 | 26,000 | 62,000 | 117,000 |
| Noninterest expense | 1,348,000 | 2,803,000 | 4,251,000 | 5,931,000 |
| Provision for loan losses | 325,000 | 610,000 | 925,000 | 1,300,000 |
| Pretax income | -769,000 | -875,000 | -792,000 | -693,000 |
| Income tax | 0 | 7,000 | 12,000 | 19,000 |
| Net income | -769,000 | -882,000 | -804,000 | -712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,083,000 | 28,061,000 | 28,231,000 | 28,415,000 |
| Total capital | 28,683,000 | 28,946,000 | 29,431,000 | 29,990,000 |
| Risk-weighted assets | 108,299,000 | 159,780,000 | 200,971,000 | 187,029,000 |