Call reports 2015
COMMUNITY BANK OF NORTHERN WISCONSIN — 2015
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,032,000 | 152,982,000 | 154,888,000 | 152,536,000 |
| Total loans | 109,095,000 | 111,413,000 | 113,599,000 | 112,921,000 |
| Allowance for loan losses | 1,977,000 | 1,943,000 | 1,841,000 | 1,824,000 |
| Securities available for sale | 4,794,000 | 4,513,000 | 4,405,000 | 4,180,000 |
| Securities held to maturity | 26,558,000 | 24,524,000 | 23,499,000 | 15,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,609,000 | 131,431,000 | 133,119,000 | 132,732,000 |
| Interest-bearing deposits | 122,817,000 | 116,660,000 | 117,749,000 | 116,999,000 |
| Noninterest-bearing deposits | 14,792,000 | 14,771,000 | 15,370,000 | 15,733,000 |
| Equity capital | 16,176,000 | 16,138,000 | 16,418,000 | 16,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,043,000 | 4,591,000 | 6,167,000 |
| Interest expense | 244,000 | 486,000 | 740,000 | 987,000 |
| Net interest income | 1,272,000 | 2,557,000 | 3,851,000 | 5,180,000 |
| Noninterest income | 109,000 | 227,000 | 350,000 | 463,000 |
| Noninterest expense | 1,060,000 | 2,100,000 | 3,143,000 | 4,123,000 |
| Provision for loan losses | 17,000 | 34,000 | 47,000 | 84,000 |
| Pretax income | 304,000 | 650,000 | 1,011,000 | 1,436,000 |
| Income tax | 1,000 | 8,000 | 13,000 | 18,000 |
| Net income | 303,000 | 642,000 | 998,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,243,000 | 16,281,000 | 16,466,000 | 16,709,000 |
| Total capital | 17,575,000 | 17,635,000 | 17,829,000 | 18,031,000 |
| Risk-weighted assets | 105,921,000 | 107,749,000 | 108,638,000 | 105,333,000 |