Call reports 2014
COMMUNITY BANK OF NORTHERN WISCONSIN — 2014
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,503,000 | 153,366,000 | 150,950,000 | 156,988,000 |
| Total loans | 105,132,000 | 107,154,000 | 108,426,000 | 109,244,000 |
| Allowance for loan losses | 2,040,000 | 1,997,000 | 2,037,000 | 2,028,000 |
| Securities available for sale | 6,392,000 | 6,284,000 | 6,061,000 | 4,951,000 |
| Securities held to maturity | 30,159,000 | 29,130,000 | 28,603,000 | 26,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,059,000 | 130,465,000 | 129,940,000 | 135,746,000 |
| Interest-bearing deposits | 121,428,000 | 117,269,000 | 115,533,000 | 120,103,000 |
| Noninterest-bearing deposits | 15,631,000 | 13,196,000 | 14,407,000 | 15,643,000 |
| Equity capital | 15,256,000 | 15,635,000 | 15,733,000 | 16,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,091,000 | 4,637,000 | 6,169,000 |
| Interest expense | 251,000 | 492,000 | 736,000 | 972,000 |
| Net interest income | 1,242,000 | 2,599,000 | 3,901,000 | 5,197,000 |
| Noninterest income | 100,000 | 172,000 | 258,000 | 380,000 |
| Noninterest expense | 1,021,000 | 2,015,000 | 3,037,000 | 4,024,000 |
| Provision for loan losses | 78,000 | 104,000 | 152,000 | 154,000 |
| Pretax income | 243,000 | 652,000 | 970,000 | 1,398,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 242,000 | 650,000 | 967,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,440,000 | 15,752,000 | 15,885,000 | 16,153,000 |
| Total capital | 16,787,000 | 17,113,000 | 17,256,000 | 17,514,000 |
| Risk-weighted assets | 107,066,000 | 108,258,000 | 109,045,000 | 108,252,000 |