Call reports 2013
COMMUNITY BANK OF NORTHERN WISCONSIN — 2013
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 158,807,000 | 151,249,000 | 155,704,000 | 157,170,000 |
| Total loans | 105,884,000 | 103,153,000 | 105,299,000 | 106,751,000 |
| Allowance for loan losses | 1,924,000 | 1,905,000 | 1,921,000 | 1,934,000 |
| Securities available for sale | 4,997,000 | 7,832,000 | 7,636,000 | 6,467,000 |
| Securities held to maturity | 27,857,000 | 29,969,000 | 31,805,000 | 31,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,846,000 | 136,435,000 | 139,282,000 | 132,487,000 |
| Interest-bearing deposits | 134,267,000 | 125,199,000 | 125,658,000 | 118,597,000 |
| Noninterest-bearing deposits | 9,579,000 | 11,236,000 | 13,624,000 | 13,890,000 |
| Equity capital | 14,692,000 | 14,504,000 | 14,818,000 | 15,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,120,000 | 4,694,000 | 6,319,000 |
| Interest expense | 321,000 | 608,000 | 878,000 | 1,128,000 |
| Net interest income | 1,223,000 | 2,512,000 | 3,816,000 | 5,191,000 |
| Noninterest income | 89,000 | 188,000 | 313,000 | 394,000 |
| Noninterest expense | 905,000 | 1,865,000 | 2,822,000 | 3,688,000 |
| Provision for loan losses | 51,000 | 129,000 | 204,000 | 308,000 |
| Pretax income | 356,000 | 706,000 | 1,103,000 | 1,583,000 |
| Income tax | 0 | 0 | 0 | -25,000 |
| Net income | 356,000 | 706,000 | 1,103,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,692,000 | 14,796,000 | 15,054,000 | 15,400,000 |
| Total capital | 16,044,000 | 16,098,000 | 16,398,000 | 16,748,000 |
| Risk-weighted assets | 107,576,000 | 103,569,000 | 106,453,000 | 107,251,000 |