Call reports 2012
COMMUNITY BANK OF NORTHERN WISCONSIN — 2012
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 144,863,000 | 147,512,000 | 146,792,000 | 149,834,000 |
| Total loans | 105,666,000 | 104,253,000 | 103,598,000 | 102,722,000 |
| Allowance for loan losses | 1,872,000 | 1,864,000 | 1,987,000 | 1,890,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,963,000 | 26,839,000 | 31,790,000 | 30,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,923,000 | 133,296,000 | 132,350,000 | 134,950,000 |
| Interest-bearing deposits | 121,104,000 | 121,928,000 | 121,124,000 | 120,854,000 |
| Noninterest-bearing deposits | 9,819,000 | 11,368,000 | 11,226,000 | 14,096,000 |
| Equity capital | 13,647,000 | 13,894,000 | 14,082,000 | 14,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 3,285,000 | 4,923,000 | 6,657,000 |
| Interest expense | 411,000 | 797,000 | 1,172,000 | 1,525,000 |
| Net interest income | 1,244,000 | 2,488,000 | 3,751,000 | 5,132,000 |
| Noninterest income | 40,000 | 107,000 | 181,000 | 221,000 |
| Noninterest expense | 843,000 | 1,650,000 | 2,576,000 | 3,390,000 |
| Provision for loan losses | 150,000 | 300,000 | 401,000 | 403,000 |
| Pretax income | 291,000 | 645,000 | 955,000 | 1,560,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 10,000 |
| Net income | 289,000 | 640,000 | 948,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,647,000 | 13,894,000 | 14,082,000 | 14,579,000 |
| Total capital | 14,960,000 | 15,189,000 | 15,365,000 | 15,872,000 |
| Risk-weighted assets | 104,529,000 | 103,072,000 | 101,943,000 | 102,866,000 |