Call reports 2011
COMMUNITY BANK OF NORTHERN WISCONSIN — 2011
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 132,549,000 | 139,285,000 | 139,769,000 | 143,707,000 |
| Total loans | 109,994,000 | 110,618,000 | 109,237,000 | 106,788,000 |
| Allowance for loan losses | 1,810,000 | 1,850,000 | 1,742,000 | 1,860,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,271,000 | 13,370,000 | 21,181,000 | 20,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,110,000 | 125,883,000 | 126,094,000 | 129,886,000 |
| Interest-bearing deposits | 110,973,000 | 116,850,000 | 116,731,000 | 118,747,000 |
| Noninterest-bearing deposits | 8,137,000 | 9,033,000 | 9,363,000 | 11,139,000 |
| Equity capital | 13,073,000 | 13,046,000 | 13,162,000 | 13,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,763,000 | 3,541,000 | 5,206,000 | 6,914,000 |
| Interest expense | 526,000 | 1,016,000 | 1,475,000 | 1,912,000 |
| Net interest income | 1,237,000 | 2,525,000 | 3,731,000 | 5,002,000 |
| Noninterest income | 54,000 | 95,000 | 125,000 | 169,000 |
| Noninterest expense | 710,000 | 1,503,000 | 2,291,000 | 3,017,000 |
| Provision for loan losses | 150,000 | 400,000 | 550,000 | 740,000 |
| Pretax income | 431,000 | 717,000 | 1,015,000 | 1,414,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 10,000 |
| Net income | 429,000 | 712,000 | 1,008,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,073,000 | 13,046,000 | 13,162,000 | 13,558,000 |
| Total capital | 14,404,000 | 14,385,000 | 14,462,000 | 14,853,000 |
| Risk-weighted assets | 106,054,000 | 106,611,000 | 103,572,000 | 103,061,000 |