Call reports 2010
COMMUNITY BANK OF NORTHERN WISCONSIN — 2010
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,358,000 | 126,985,000 | 126,625,000 | 127,516,000 |
| Total loans | 103,193,000 | 110,998,000 | 113,410,000 | 109,508,000 |
| Allowance for loan losses | 1,450,000 | 1,450,000 | 1,584,000 | 1,667,000 |
| Securities available for sale | 1,516,000 | 0 | 0 | 0 |
| Securities held to maturity | 1,823,000 | 5,823,000 | 6,823,000 | 6,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,108,000 | 115,487,000 | 115,524,000 | 116,133,000 |
| Interest-bearing deposits | 103,470,000 | 107,533,000 | 106,829,000 | 107,406,000 |
| Noninterest-bearing deposits | 6,638,000 | 7,954,000 | 8,695,000 | 8,727,000 |
| Equity capital | 8,388,000 | 9,649,000 | 10,775,000 | 11,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,323,000 | 5,128,000 | 6,869,000 |
| Interest expense | 599,000 | 1,193,000 | 1,758,000 | 2,309,000 |
| Net interest income | 1,028,000 | 2,130,000 | 3,370,000 | 4,560,000 |
| Noninterest income | 44,000 | 94,000 | 149,000 | 203,000 |
| Noninterest expense | 617,000 | 1,274,000 | 1,942,000 | 2,732,000 |
| Provision for loan losses | 203,000 | 240,000 | 388,000 | 538,000 |
| Pretax income | 252,000 | 710,000 | 1,189,000 | 1,493,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 10,000 |
| Net income | 250,000 | 705,000 | 1,182,000 | 1,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,386,000 | 9,649,000 | 10,775,000 | 11,079,000 |
| Total capital | 9,606,000 | 10,971,000 | 12,124,000 | 12,372,000 |
| Risk-weighted assets | 97,396,000 | 105,642,000 | 107,743,000 | 103,135,000 |