Call reports 2006
COMMUNITY BANK OF NORTHERN WISCONSIN — 2006
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,562,000 | 64,200,000 | 62,075,000 | 64,586,000 |
| Total loans | 51,761,000 | 53,181,000 | 55,248,000 | 54,463,000 |
| Allowance for loan losses | 639,000 | 685,000 | 717,000 | 752,000 |
| Securities available for sale | 994,000 | 985,000 | 980,000 | 976,000 |
| Securities held to maturity | 586,000 | 446,000 | 446,000 | 446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,190,000 | 58,797,000 | 56,472,000 | 58,786,000 |
| Interest-bearing deposits | 54,095,000 | 54,820,000 | 52,732,000 | 54,605,000 |
| Noninterest-bearing deposits | 3,095,000 | 3,977,000 | 3,740,000 | 4,181,000 |
| Equity capital | 4,999,000 | 5,069,000 | 5,216,000 | 5,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,148,000 | 3,284,000 | 4,426,000 |
| Interest expense | 492,000 | 1,022,000 | 1,602,000 | 2,193,000 |
| Net interest income | 557,000 | 1,126,000 | 1,682,000 | 2,233,000 |
| Noninterest income | 47,000 | 107,000 | 168,000 | 241,000 |
| Noninterest expense | 317,000 | 654,000 | 987,000 | 1,369,000 |
| Provision for loan losses | 25,000 | 61,000 | 97,000 | 133,000 |
| Pretax income | 262,000 | 518,000 | 766,000 | 972,000 |
| Income tax | 3,000 | 5,000 | 8,000 | -42,000 |
| Net income | 259,000 | 513,000 | 758,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,011,000 | 5,083,000 | 5,226,000 | 5,482,000 |
| Total capital | 5,582,000 | 5,671,000 | 5,820,000 | 6,076,000 |
| Risk-weighted assets | 45,581,000 | 46,920,000 | 47,393,000 | 47,328,000 |