Call reports 2005

COMMUNITY BANK OF NORTHERN WISCONSIN — 2005

Name: COMMUNITY BANK OF NORTHERN WISCONSIN — FFIEC call report 2005
Creator: COMMUNITY BANK OF NORTHERN WISCONSIN

What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8ed6898a-b910-4f38-9586-c9bd6ce988a3/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	51,970,000	55,128,000	57,377,000	63,286,000
Total loans	44,452,000	47,545,000	49,456,000	51,944,000
Allowance for loan losses	549,000	573,000	598,000	636,000
Securities available for sale	309,000	292,000	275,000	263,000
Securities held to maturity	1,424,000	1,338,000	1,337,000	1,337,000
Trading assets	0	0	0	0
Total deposits	47,595,000	50,662,000	52,678,000	58,135,000
Interest-bearing deposits	43,754,000	46,036,000	48,449,000	53,248,000
Noninterest-bearing deposits	3,841,000	4,626,000	4,229,000	4,887,000
Equity capital	4,142,000	4,214,000	4,423,000	4,851,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	770,000	1,627,000	2,537,000	3,466,000
Interest expense	286,000	597,000	975,000	1,385,000
Net interest income	484,000	1,030,000	1,562,000	2,081,000
Noninterest income	83,000	139,000	191,000	248,000
Noninterest expense	290,000	596,000	932,000	1,291,000
Provision for loan losses	24,000	48,000	84,000	120,000
Pretax income	253,000	525,000	737,000	918,000
Income tax	3,000	5,000	8,000	11,000
Net income	250,000	520,000	729,000	907,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	4,142,000	4,214,000	4,423,000	4,851,000
Total capital	4,631,000	4,726,000	4,952,000	5,422,000
Risk-weighted assets	39,069,000	40,771,000	42,277,000	45,632,000