Call reports 2004

COMMUNITY BANK OF NORTHERN WISCONSIN — 2004

Name: COMMUNITY BANK OF NORTHERN WISCONSIN — FFIEC call report 2004
Creator: COMMUNITY BANK OF NORTHERN WISCONSIN

What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8ed6898a-b910-4f38-9586-c9bd6ce988a3/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	45,738,000	47,914,000	50,570,000	52,354,000
Total loans	39,072,000	40,311,000	44,176,000	44,284,000
Allowance for loan losses	480,000	501,000	514,000	525,000
Securities available for sale	290,000	253,000	240,000	224,000
Securities held to maturity	1,755,000	1,680,000	1,674,000	1,674,000
Trading assets	0	0	0	0
Total deposits	41,931,000	44,052,000	46,576,000	48,240,000
Interest-bearing deposits	38,979,000	40,514,000	42,918,000	43,638,000
Noninterest-bearing deposits	2,952,000	3,538,000	3,657,000	4,602,000
Equity capital	3,611,000	3,648,000	3,782,000	3,892,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	695,000	1,385,000	2,129,000	2,906,000
Interest expense	252,000	491,000	737,000	1,009,000
Net interest income	443,000	894,000	1,392,000	1,897,000
Noninterest income	30,000	73,000	120,000	174,000
Noninterest expense	273,000	532,000	825,000	1,151,000
Provision for loan losses	21,000	42,000	63,000	84,000
Pretax income	179,000	393,000	624,000	836,000
Income tax	2,000	5,000	7,000	10,000
Net income	177,000	388,000	617,000	826,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	3,611,000	3,648,000	3,782,000	3,892,000
Total capital	4,040,000	4,086,000	4,261,000	4,378,000
Risk-weighted assets	34,283,000	35,151,000	38,309,000	38,829,000