Call reports 2002
COMMUNITY BANK OF NORTHERN WISCONSIN — 2002
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,237,000 | 32,432,000 | 34,641,000 | 38,705,000 |
| Total loans | 24,801,000 | 27,923,000 | 29,567,000 | 29,301,000 |
| Allowance for loan losses | 363,000 | 372,000 | 387,000 | 399,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,968,000 | 3,098,000 | 1,297,000 | 2,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,297,000 | 29,424,000 | 31,495,000 | 35,526,000 |
| Interest-bearing deposits | 25,903,000 | 26,958,000 | 28,916,000 | 32,080,000 |
| Noninterest-bearing deposits | 2,394,000 | 2,466,000 | 2,579,000 | 3,446,000 |
| Equity capital | 2,737,000 | 2,845,000 | 2,965,000 | 3,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,111,000 | 1,717,000 | 2,335,000 |
| Interest expense | 259,000 | 508,000 | 762,000 | 1,028,000 |
| Net interest income | 279,000 | 603,000 | 955,000 | 1,307,000 |
| Noninterest income | 27,000 | 56,000 | 92,000 | 119,000 |
| Noninterest expense | 178,000 | 361,000 | 557,000 | 770,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 119,000 | 280,000 | 470,000 | 621,000 |
| Income tax | 42,000 | 95,000 | 165,000 | 219,000 |
| Net income | 77,000 | 185,000 | 305,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,737,000 | 2,845,000 | 2,965,000 | 3,002,000 |
| Total capital | 3,016,000 | 3,162,000 | 3,297,000 | 3,344,000 |
| Risk-weighted assets | 22,427,000 | 25,285,000 | 26,524,000 | 27,339,000 |