Call reports 2001
COMMUNITY BANK OF NORTHERN WISCONSIN — 2001
What COMMUNITY BANK OF NORTHERN WISCONSIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,125,000 | 28,446,000 | 29,333,000 | 31,266,000 |
| Total loans | 19,843,000 | 20,612,000 | 22,150,000 | 24,491,000 |
| Allowance for loan losses | 330,000 | 339,000 | 350,000 | 356,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,252,000 | 2,626,000 | 2,798,000 | 1,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,356,000 | 25,645,000 | 26,459,000 | 28,399,000 |
| Interest-bearing deposits | 23,612,000 | 23,393,000 | 24,007,000 | 25,527,000 |
| Noninterest-bearing deposits | 1,744,000 | 2,252,000 | 2,452,000 | 2,872,000 |
| Equity capital | 2,528,000 | 2,586,000 | 2,659,000 | 2,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,089,000 | 1,650,000 | 2,204,000 |
| Interest expense | 322,000 | 638,000 | 937,000 | 1,225,000 |
| Net interest income | 226,000 | 451,000 | 713,000 | 979,000 |
| Noninterest income | 29,000 | 59,000 | 93,000 | 126,000 |
| Noninterest expense | 165,000 | 323,000 | 489,000 | 659,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 81,000 | 169,000 | 290,000 | 410,000 |
| Income tax | 33,000 | 63,000 | 111,000 | 155,000 |
| Net income | 48,000 | 106,000 | 179,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,528,000 | 2,586,000 | 2,659,000 | 2,660,000 |
| Total capital | 2,766,000 | 2,831,000 | 2,915,000 | 2,936,000 |
| Risk-weighted assets | 18,946,000 | 19,477,000 | 20,390,000 | 21,972,000 |