Call reports 2025
FIRST STATE BANK OF CAMPBELL HILL — 2025
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 159,982,000 | 159,051,000 | 158,543,000 | 160,037,000 |
| Total loans | 105,573,000 | 105,152,000 | 105,075,000 | 105,115,000 |
| Allowance for loan losses | 943,000 | 963,000 | 963,000 | 962,000 |
| Securities available for sale | 31,689,000 | 31,947,000 | 32,735,000 | 31,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,925,000 | 137,685,000 | 136,315,000 | 137,793,000 |
| Interest-bearing deposits | 112,022,000 | 112,699,000 | 110,679,000 | 111,323,000 |
| Noninterest-bearing deposits | 26,903,000 | 24,986,000 | 25,636,000 | 26,470,000 |
| Equity capital | 19,091,000 | 19,625,000 | 20,437,000 | 20,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,917,000 | 5,930,000 | 7,988,000 |
| Interest expense | 485,000 | 938,000 | 1,387,000 | 1,853,000 |
| Net interest income | 1,452,000 | 2,979,000 | 4,543,000 | 6,135,000 |
| Noninterest income | 173,000 | 319,000 | 481,000 | 639,000 |
| Noninterest expense | 821,000 | 1,664,000 | 2,540,000 | 3,520,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 800,000 | 1,610,000 | 2,460,000 | 3,230,000 |
| Income tax | 204,000 | 415,000 | 635,000 | 832,000 |
| Net income | 596,000 | 1,195,000 | 1,825,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,943,000 | 20,953,000 | 21,423,000 | 21,196,000 |
| Total capital | 21,931,000 | 21,961,000 | 22,431,000 | 22,203,000 |
| Risk-weighted assets | 98,237,000 | 98,875,000 | 98,363,000 | 99,165,000 |