Call reports 2020
FIRST STATE BANK OF CAMPBELL HILL — 2020
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 117,224,000 | 128,109,000 | 130,365,000 | 135,735,000 |
| Total loans | 80,765,000 | 78,906,000 | 79,331,000 | 78,168,000 |
| Allowance for loan losses | 768,000 | 784,000 | 790,000 | 790,000 |
| Securities available for sale | 19,195,000 | 26,063,000 | 29,223,000 | 34,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,884,000 | 108,248,000 | 110,034,000 | 115,224,000 |
| Interest-bearing deposits | 80,962,000 | 85,452,000 | 87,765,000 | 91,951,000 |
| Noninterest-bearing deposits | 20,921,000 | 22,797,000 | 22,269,000 | 23,273,000 |
| Equity capital | 13,785,000 | 14,307,000 | 14,702,000 | 14,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,549,000 | 3,840,000 | 5,093,000 |
| Interest expense | 208,000 | 416,000 | 626,000 | 838,000 |
| Net interest income | 1,053,000 | 2,133,000 | 3,214,000 | 4,255,000 |
| Noninterest income | 133,000 | 254,000 | 433,000 | 551,000 |
| Noninterest expense | 690,000 | 1,385,000 | 2,099,000 | 2,897,000 |
| Provision for loan losses | 7,000 | 23,000 | 36,000 | 36,000 |
| Pretax income | 489,000 | 979,000 | 1,512,000 | 1,873,000 |
| Income tax | 123,000 | 239,000 | 365,000 | 440,000 |
| Net income | 366,000 | 740,000 | 1,147,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,675,000 | 13,990,000 | 14,396,000 | 14,617,000 |
| Total capital | 14,463,000 | 14,796,000 | 15,210,000 | 15,429,000 |
| Risk-weighted assets | 70,728,000 | 75,774,000 | 76,610,000 | 77,580,000 |