Call reports 2016
FIRST STATE BANK OF CAMPBELL HILL — 2016
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,089,000 | 107,898,000 | 108,884,000 | 106,119,000 |
| Total loans | 69,706,000 | 71,710,000 | 73,104,000 | 72,944,000 |
| Allowance for loan losses | 647,000 | 699,000 | 701,000 | 707,000 |
| Securities available for sale | 23,682,000 | 23,429,000 | 21,842,000 | 19,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,449,000 | 94,074,000 | 95,251,000 | 94,161,000 |
| Interest-bearing deposits | 81,487,000 | 80,668,000 | 81,229,000 | 79,792,000 |
| Noninterest-bearing deposits | 12,962,000 | 13,405,000 | 14,022,000 | 14,368,000 |
| Equity capital | 10,888,000 | 11,044,000 | 10,835,000 | 10,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,183,000 | 3,289,000 | 4,408,000 |
| Interest expense | 211,000 | 419,000 | 629,000 | 834,000 |
| Net interest income | 871,000 | 1,764,000 | 2,660,000 | 3,574,000 |
| Noninterest income | 120,000 | 238,000 | 372,000 | 496,000 |
| Noninterest expense | 641,000 | 1,324,000 | 1,986,000 | 2,691,000 |
| Provision for loan losses | 90,000 | 140,000 | 150,000 | 185,000 |
| Pretax income | 260,000 | 541,000 | 902,000 | 1,180,000 |
| Income tax | 74,000 | 156,000 | 269,000 | 351,000 |
| Net income | 186,000 | 385,000 | 633,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,701,000 | 10,798,000 | 10,647,000 | 10,792,000 |
| Total capital | 11,369,000 | 11,519,000 | 11,369,000 | 11,521,000 |
| Risk-weighted assets | 66,361,000 | 68,422,000 | 69,306,000 | 68,617,000 |