Call reports 2015
FIRST STATE BANK OF CAMPBELL HILL — 2015
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,053,000 | 108,592,000 | 111,219,000 | 108,459,000 |
| Total loans | 67,604,000 | 69,135,000 | 70,411,000 | 70,033,000 |
| Allowance for loan losses | 583,000 | 586,000 | 683,000 | 558,000 |
| Securities available for sale | 26,949,000 | 26,386,000 | 26,221,000 | 25,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,437,000 | 97,067,000 | 96,354,000 | 92,254,000 |
| Interest-bearing deposits | 82,371,000 | 81,561,000 | 81,391,000 | 78,904,000 |
| Noninterest-bearing deposits | 13,066,000 | 15,506,000 | 14,963,000 | 13,350,000 |
| Equity capital | 10,448,000 | 10,377,000 | 10,647,000 | 10,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,178,000 | 3,306,000 | 4,406,000 |
| Interest expense | 238,000 | 465,000 | 681,000 | 890,000 |
| Net interest income | 846,000 | 1,713,000 | 2,625,000 | 3,516,000 |
| Noninterest income | 64,000 | 172,000 | 288,000 | 395,000 |
| Noninterest expense | 635,000 | 1,278,000 | 1,915,000 | 2,622,000 |
| Provision for loan losses | 45,000 | 180,000 | 275,000 | 330,000 |
| Pretax income | 230,000 | 428,000 | 724,000 | 961,000 |
| Income tax | 65,000 | 117,000 | 209,000 | 266,000 |
| Net income | 165,000 | 311,000 | 515,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,164,000 | 10,216,000 | 10,426,000 | 10,509,000 |
| Total capital | 10,769,000 | 10,824,000 | 11,130,000 | 11,088,000 |
| Risk-weighted assets | 66,429,000 | 67,249,000 | 67,805,000 | 66,754,000 |